Personal Finance and Investing Articles | Cove Financial Planning

As inconvenient (or downright scary) as a market correction is, they can provide great opportunities, specifically to those hoping to lower their taxes. Roth conversions are one of the most impactful ways to reduce your tax bill during your lifetime, and with the market downturn this year, they’ve become even more appealing.

If you think there’s a lot going on in the markets and economy, you’re not wrong, and you’re not alone. Let’s look into what’s driving this craziness in the context of historically similar market cycles.

What’s guaranteed by the US government and pays a nearly 10% interest rate per year? Series I Savings Bonds!

Since Russia’s invasion of Ukraine last week, the US stock market has actually gone up. Some people have asked me why that is. It turns out, it’s not that unusual.

Stuff is getting more expensive just in time for the holiday season. Inflation will most certainly have an impact on your financial plan and your portfolio. Learn about five ways you can counter inflation.

The leaves are falling, so open-enrollment season must be upon us! While, it’s easy to just check the same boxes as last year when you enroll, making strategic group-benefits decisions could save you thousands of dollars over time. Learn about five of the most common open enrollment questions I’ve been hearing.

Market volatility can be scary. But it’s also totally normal and actually a positive thing for long-term investors. This article explains what’s causing the recent market swings and what you should do about it. Hint: put your blinders on and stay the course!

How can you make more than a 170x return on a single trade? Swap out your cash at the bank for inflation-protected U.S. savings bonds. Your checking and savings account might be paying you around 0.02% interest, while Series I Savings Bonds offer a yield of 3.54% that rises with inflation.